Home Insurance2024-06-12T15:11:11+00:00

Protect Your Home
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Reliable Home Insurance You Can Trust

ABOUT US

Welcome to Ecentral Marketplace, your trusted partner in navigating the complex world of insurance. Our mission is to provide comprehensive and affordable insurance solutions tailored to meet your unique needs. Whether you’re looking for health, life, ACA, Medicare, dental, vision, short-term, or critical illness insurance, we’ve got you covered.

Our Mission

At Ecentral Marketplace, our mission is to simplify the process of finding the right insurance plans for you and your family. We are committed to offering a diverse range of high-quality insurance products that provide peace of mind and financial security.

FEATURED CARRIERS

FREQUENTLY ASKED QUESTIONS

What should I do if I need to file a home insurance claim?2024-06-12T11:44:08+00:00

If you need to file a home insurance claim, follow these steps:

  1. Contact Your Insurance Company: Notify your insurer as soon as possible to report the claim.
  2. Document the Damage: Take photos and videos of the damage to your home and belongings.
  3. Make Temporary Repairs: If necessary, make temporary repairs to prevent further damage (keep receipts for reimbursement).
  4. Fill Out Claim Forms: Complete any required claim forms provided by your insurer.
  5. Provide Evidence: Submit any requested documentation, such as receipts, estimates, and a list of damaged items.
  6. Meet with an Adjuster: An insurance adjuster may visit your home to assess the damage and determine the payout.
What is the difference between actual cash value and replacement cost coverage?2024-06-12T11:43:45+00:00
  • Actual Cash Value (ACV): This type of coverage pays to replace your home or belongings minus depreciation. For example, if your 10-year-old TV is stolen, ACV would pay the current value of the TV, considering its age and wear and tear.
  • Replacement Cost: This type of coverage pays to replace your home or belongings without deducting for depreciation. Using the same example, replacement cost coverage would pay to buy a new TV of similar model and quality.
How are home insurance premiums determined?2024-06-12T11:43:18+00:00

Home insurance premiums are determined based on several factors, including:

  • Location: The risk of natural disasters, crime rates, and the proximity to fire stations and hydrants in your area.
  • Home Characteristics: The age, size, construction materials, and condition of your home.
  • Coverage Amount: The level of coverage you choose and the deductible amount.
  • Claims History: Your personal claims history and the claims history of the property.
  • Credit Score: In some states, insurers use your credit score to help determine your premium
What does a typical home insurance policy cover?2024-06-12T11:42:26+00:00

A typical home insurance policy covers:

  • Dwelling Coverage: Protects the structure of your home, including the walls, roof, and built-in appliances.
  • Other Structures Coverage: Covers detached structures on your property, such as garages, sheds, and fences.
  • Personal Property Coverage: Covers your personal belongings, such as furniture, clothing, and electronics, against theft, damage, or loss.
  • Liability Coverage: Provides protection in case someone is injured on your property and you are found legally responsible.
  • Additional Living Expenses (ALE): Covers the cost of temporary living arrangements if your home is uninhabitable due to a covered event.
What is home insurance and why do I need it?2024-06-12T11:41:55+00:00

Home insurance, also known as homeowners insurance, is a type of property insurance that provides financial protection against losses and damages to your home and personal belongings. It also offers liability coverage in case someone is injured on your property. Home insurance is essential for safeguarding your investment and providing peace of mind in case of unexpected events like fires, storms, theft, or accidents.

How can I contact eCentral Market Place Insurance Company?2024-06-12T11:30:49+00:00

You can reach us via phone, email, or visit our office during business hours. Our contact information is available on our website’s contact page for your convenience.

RECENT POSTS

New Home Insurance Coverage Options Released

May 23, 2024|0 Comments

Protect your home with our new and improved home insurance coverage options. From natural disasters to everyday mishaps, we’ve got you covered. Discover the latest updates today! 🏡 #HomeInsurance #NewCoverage #SafetyFirst

Addressing the Life Insurance Need Gap

May 23, 2024|0 Comments

Despite common misconceptions about cost, life insurance remains affordable. Educate yourself and bridge the gap to secure your family's future. Learn more about our new plans and benefits. 💖 #LifeInsurance #FinancialSecurity #NewInsights​ (LIMRA.com)​​ (Capgemini)

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May 23, 2024|0 Comments

The new 2024 Medicare plans are here! Explore updated options designed to offer comprehensive healthcare coverage tailored to your needs. Stay informed and secure your health. 🌟 #Medicare #2024Plans #Healthcare

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Contact Info

Ecentral Market Place

4147 N State Rd 7 Lauderdale Lakes FL 33319

Phone: 844.735.5098

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