Health Insurance

• Premium: The amount you pay monthly for your health insurance.
• Deductible: The amount you pay out-of-pocket for covered services before your insurance starts to pay.
• Copayment (Copay): A fixed amount you pay for a covered healthcare service after you’ve paid your deductible.
• Coinsurance: Your share of the costs of a covered service, calculated as a percentage of the allowed amount for the service.
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There are several types of health insurance plans, including Health Maintenance Organizations (HMOs), Preferred Provider Organizations (PPOs), Exclusive Provider Organizations (EPOs), and Point of Service (POS) plans. Each plan type offers different levels of flexibility, costs, and coverage options.

You can reach us via phone, email, or visit our office during business hours. Our contact information is available on our website’s contact page for your convenience.