Yes, financial assistance is available for those who qualify based on their income and household size. Subsidies, including premium tax credits and cost-sharing reductions, can help lower the cost of premiums and out-of-pocket expenses. The Health Insurance Marketplace will determine your eligibility for financial assistance when you apply.

You can apply for ACA health insurance through the Health Insurance Marketplace (Healthcare.gov), state-based marketplaces, or through certified insurance brokers and agents. The open enrollment period typically runs from November 1 to December 15 each year, but you may qualify for a Special Enrollment Period if you experience certain life events.

ACA health insurance plans cover a set of essential health benefits, including preventive services, emergency services, hospitalization, prescription drugs, maternity and newborn care, mental health services, and more. These plans also offer protections for individuals with pre-existing conditions and limit out-of-pocket costs.

Most U.S. citizens and legal residents are eligible to enroll in ACA health insurance plans. Eligibility is typically determined based on your income and household size. Special Enrollment Periods are also available for individuals who experience qualifying life events, such as marriage, birth of a child, or loss of other health coverage.